Citro

Work less, boost your super – understand transitioning to retirement

Want to work less hours while fattening up your superannuation? Australia's clever superannuation system offers a Transition to Retirement pension - also called TTR - as a way to facilitate semi-retirement and tax saving before you make the leap to complete retirement.

March 25, 2024 10:56 am·

The art of cashing in at retirement

There were lots of Australians in the past who relied solely on the Age Pension. There will be lots of Australians in the future who rely exclusively on their super funds. Between those two groups of people, there will be those who need to think hard about how they balance different types of retirement income to support the lifestyle they've become accustomed to.

March 11, 2024 5:16 pm·

Don’t sell your home until you understand the downsizer bonus

If you sell a family home that you've lived in for more than 10 years, you can use part of the proceeds to top up a less-than-healthy super balance (without paying any tax in the process).

February 19, 2024 3:29 pm·

Cracking the annuities code: get retirement income certainty

The upside of annuities – and their downside – is that they are the ultimate low-maintenance investment. You don’t need to worry about what’s happening with the share market, property market or wider economy, because you get your agreed payment regardless of the economic conditions.

February 19, 2024 3:21 pm·

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